Gentoo User

The no medical life insurance that my wife and I have is a great policy. We found it when we were searching online and the premium was so low that we had to sign up immediately. We had been looking for a term life insurance plan and everyone that we came across all required a physical prior to being accepted. It just seemed much easier to go with a no medical life insurance and not have to mess with doctor appointments and missing work.

I was the one to make the initial contact with the company who offered the no medical insurance and they made filling out all the paperwork, so easy. We had our policy in less than two days. I then had to call and let the agent that had been working with us and the term life insurance, know that we had decided to go in a different direction. He told me that he could have offered me some options that did not require a medical exam, but since he did not, he loses out on a client.

I am never impressed with anyone who tells me that they could have given me something that someone else has offered. I guess that I think they should just offer up the best products and prices right off the bat and not try and steer you towards what they think you might want.

This entry was posted on Tuesday, March 16th, 2010 at 1:43 pm.